Affiliate Funds
Black Mountain - Swannanoa Valley Endowment Fund Cashiers Community Fund The Fund For Haywood County Highlands Community Fund The McDowell Endowment The Fund for Mitchell County Rutherford County Endowment Transylvania Endowment The Yancey Fund
Women for Women
Browse Affiliates Funds
Black Mountain - Swannanoa Valley Endowment Fund Cashiers Community Fund The Fund For Haywood County Highlands Community Fund The McDowell Endowment The Fund for Mitchell County Rutherford County Endowment Transylvania Endowment The Yancey Fund
mountain fog

Empowering Financial Stability

In 2016, OnTrack Financial Education and Counseling piloted a matched savings program, with support from CFWNC, to help people build emergency savings. Through the SECURE program, people access a 4:1 savings match while learning how to manage money.

SECURE program participants gain more than a savings match and a savings account; they acquire life-long habits that help move them from constant crisis to stability and a sense of control in their lives. This helps people build a foundation from which to make plans and choices that improve their lives. CFWNC has awarded OnTrack 6 grants totaling $953,000 to build and grow the program. Buncombe County awarded a grant to support early childcare education professionals in building savings and skills. Local employers, including AVL Technologies, also partner with OnTrack to support the SECURE program.

Christina Marko and Ally Wilner meeting with Pete Wrublewski
About

Christina Marko came to OnTrack with her partner Ally Willner. They signed up for the Manage Your Money class taught by Pete Wrublewski, who begins each class by telling participants to leave that shame at the door.

Photo by Michael Oppenheim.

Transforming Financial Futures

“SECURE has been so successful and has such an impact on people’s lives,” said Peter. “We’re evolving and improving, but the fundamentals of empowering people to learn money management skills, to take the lead and save their own money, and to be celebrated for this work with a savings match once they meet their goals - that is foundational.”

Read Christina's Story Learn more about OnTrack Financial Education & Counseling

I didn’t know what I needed to do, but OnTrack did.

Christina Marko